E-Payments

Seamless, Secure & Scalable Digital Payments Infrastructure

A unified payment gateway that connects billers, utilities, and services—launch fast with plug-and-play integration while keeping full control over pricing and customer experience.

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Payments overview

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Payment link

Succeeded

Refunded

All payments

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Date range

Status

P. Method

Succeeded

Mar 23, 2022, 13:00 PM

06c1774-7f3d-46ad...90a8

•••• 4242

$19,623.00 USD

Create

Mar 23, 2022, 13:00 PM

06c1774-7f3d-46ad...90a8

Bank transfer

$130.00 USD

Pending

Mar 23, 2022, 13:00 PM

06c1774-7f3d-46ad...90a8

•••• 2332

$6,623.00 USD

Declined

Mar 23, 2022, 13:00 PM

06c1774-7f3d-46ad...90a8

NuPay

$1,623.53 USD

Succeeded

Mar 23, 2022, 13:00 PM

06c1774-7f3d-46ad...90a8

Mercado Pago

$56,623.00 USD

Payment ID

Creation date

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Amount

p. method

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Why Flow E-payments?

Rapid Launch

Faster go-to-market with prebuilt integrations.

Smart Flexibility

Total flexibility to design service bundles, tiers, and pricing.

Trusted Security

Enterprise-grade fraud detection and compliance readiness.

Seamless Scale

Scalable infrastructure capable of handling millions of daily transactions.

Full Control

Direct reconciliation with Flow Accounting & Core systems.

Actionable Insights

Real-time Insights with Advanced Analytics

Core Capabilities

Plug-and-Play Integration

Rapid onboarding with leading payment processors (eFinance, Fawry, Meeza, Visa, MasterCard, etc.).

Flexible APIs for direct connection with banks, billers, and merchants.

Supports both domestic and cross-border payments.

Full Service & Tier Control

Configure multiple service categories (utilities, telecom, government services, insurance, subscriptions).

Define pricing tiers, fees, and commissions per merchant or biller.

Enable customer-specific bundles and loyalty offers.

62%

Loans

38%

Expanses

40%

Analytics & Reporting

Real-time dashboards for transactions, biller performance, and service categories.

Automated settlement reports by merchant, POS, or biller.

Reconciliation tools integrated with accounting systems.

 Fraud Detection & Risk Management

Real-time fraud monitoring powered by AI/ML.

Behavioral analysis to detect anomalies in transactions.

Configurable rules engine to block, flag, or review suspicious activities.

67%

Total earnings

$22,888.50

12

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Offers & Promotions

Merchant-driven promotions and cashback campaigns.

Cross-selling capabilities with lending products (e.g., discounts for on-time payers).

Dynamic pricing rules for peak and off-peak periods.

Benefits & Use Cases

Financial Institutions

Expand revenue streams by offering bill payment and top-up services directly to customers.

Microfinance & Lending

Enable loan repayments through a wide range of payment channels.

BNPL Providers

Let customers settle installments across utilities and services seamlessly.

Merchants & Marketplaces

Integrate digital payments to increase stickiness and transaction frequency.

Personal Loans

$50,000

Custom Loans

Choose Money

FlowSky

Products

Flow Suite

Smart Loan Management

FlowCore

Prepaid Card Management

AI Decision Engine

E-payment

Industries

BNPL (Buy Now Pay Later)

Microfinance

Banking

Leasing Financing

Brokergae

Resources

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