Merchant & POS Management
Connect your lending ecosystem with merchants
Multi-Merchants allows you to onboard, manage, and monitor merchants and their POS terminals — enabling credit-based purchases, reconciliations, and settlement automation.

Why Multi-Merchants?

Messy Reconciliation
Lenders and BNPL providers need to track merchant transactions, POS usage, and settlement flows. Without a dedicated management tool, reconciliation and compliance become messy.
Centralized Control
Multi-Merchants creates a centralized dashboard for complete merchant lifecycle management.
Core Capabilities



Merchant Onboarding & Authorization
KYC/KYB verification of merchants.
Digital contracts & approval workflows.
Branch-level merchant management.

Weekly transactions
+23%
$10,000
POS Management
Authorize and authenticate POS devices.
Link POS to customer credit balances.
Monitor real-time POS transactions.



Reconciliation & Settlement
Automated daily/weekly settlement runs.
Split commissions between lender and merchant.
Exception handling for mismatched transactions.
62%
Loans
38%
Expanses
40%
Merchant Analytics
Sales volume and transaction trends.
Merchant performance dashboards.
Settlement and revenue contribution analysis.
Benefits & Use Cases

Personal Loans
$50,000
Custom Loans
Choose Money
BNPL Providers
Expand merchant acceptance.
Lenders
Allow credit-based purchases beyond loans.
Retailers
Offer financing at POS with minimal integration.


Unlock new revenue streams.
Grow smarter with Multi-Merchants.
Schedual Demo
Security & Compliance

POS device authentication.
Merchant fraud detection and transaction monitoring.
INTEGRATION
Effortless & Powerfull Integration
Connects with FlowSuite for credit usage.
Syncs to E-Payments for settlement. Pushes reports into accounting systems.