Merchant & POS Management

Connect your lending ecosystem with merchants

Multi-Merchants allows you to onboard, manage, and monitor merchants and their POS terminals — enabling credit-based purchases, reconciliations, and settlement automation.

Why Multi-Merchants?

Messy Reconciliation

Lenders and BNPL providers need to track merchant transactions, POS usage, and settlement flows. Without a dedicated management tool, reconciliation and compliance become messy.

Centralized Control

Multi-Merchants creates a centralized dashboard for complete merchant lifecycle management.

Core Capabilities

Merchant Onboarding & Authorization

KYC/KYB verification of merchants.

Digital contracts & approval workflows.

Branch-level merchant management.

Weekly transactions

+23%

$10,000

POS Management

Authorize and authenticate POS devices.

Link POS to customer credit balances.

Monitor real-time POS transactions.

Reconciliation & Settlement

Automated daily/weekly settlement runs.

Split commissions between lender and merchant.

Exception handling for mismatched transactions.

62%

Loans

38%

Expanses

40%

Merchant Analytics

Sales volume and transaction trends.

Merchant performance dashboards.

Settlement and revenue contribution analysis.

Benefits & Use Cases

Personal Loans

$50,000

Custom Loans

Choose Money

BNPL Providers

Expand merchant acceptance.

Lenders

Allow credit-based purchases beyond loans.

Retailers

Offer financing at POS with minimal integration.

Pattern
Pattern

Unlock new revenue streams.

Grow smarter with Multi-Merchants.

Schedual Demo

Security & Compliance

POS device authentication.

Merchant fraud detection and transaction monitoring.

INTEGRATION

Effortless & Powerfull Integration

Connects with FlowSuite for credit usage.
Syncs to E-Payments for settlement. Pushes reports into accounting systems.